by rtdosen | Jun 15, 2015 | Ryan Dosen Real Estate Articles
Less Than Two-Thirds of Real Estate Contracts Settle on Time By Ryan Dosen According to a recent survey, the National Association of Realtors (NAR) is reporting that less than two-thirds of real estate contracts actually settle on time. When selling your home, getting a signed contract is the first and most important hurdle to cross. However, many potential pitfalls await after this key first step. Selling a house can be like navigating an obstacle course, so it’s best to know what you could be facing and to be well-prepared and well-represented. Delayed or Terminated Contracts “In the past 3 months, think of your most recent sales contract that either went into settlement or terminated. Please explain how the deal concluded.” This request was recently made of over 1500 Realtors in an effort to determine what types of issues agents are facing and how often settlements are being delayed or even terminated. Answers to this question have remained fairly consistent this year. NAR is reporting that approximately 26 percent of contract settlements were delayed, while 10 percent of contracts were terminated. Contract Problems NAR’s survey revealed that about 60 percent of real estate contracts faced some sort of problem while progressing toward settlement. Many potential problems were uncovered, but the usual suspects remained the most common. Financing The most common problem faced by Realtors related to financing. 12 percent of agents reported issues settling a contract due to difficulties with buyers obtaining financing. In Pennsylvania, agents are required to have their clients complete a Buyer Financial Information (BFI) disclosure. The BFI is a form of agent...
by rtdosen | Jun 10, 2015 | Uncategorized
Welkom bij deze technische handleiding voor 1win casino, een toonaangevend platform voor online casino games en sportweddenschappen. Deze gids biedt een gestructureerd overzicht van de essentiële functies, met focus op eenvoudige toegang via 1win login en diverse 1win bet mogelijkheden. Of je nu een beginner bent of een doorgewinterde speler, hier vind je praktische informatie om optimaal van het platform te genieten. Overzicht van de 1win website, met highlights van spellen en wedopties. Voor je begint Voordat je aan de slag gaat, doorloop deze checklist om een soepele ervaring te garanderen: Leeftijdsverificatie: Zorg dat je 18 jaar of ouder bent, zoals vereist door de wetgeving. Documentatie: Heb een geldig identiteitsbewijs (bijv. paspoort of rijbewijs) klaar voor verificatie. Juridische controle: Controleer of online gokken toegestaan is in jouw woonplaats. Technische voorbereiding: Gebruik een moderne browser of de mobiele app voor een stabiele 1win login ervaring. Registratiestappen Volg deze stapsgewijze instructies om een account aan te maken en te beginnen met 1win bet: Bezoek de officiële 1win website en klik op de “Registreren” knop, meestal rechtsboven in beeld. Vul het registratieformulier in met basisgegevens zoals e-mailadres, wachtwoord en telefoonnummer. Kies eventueel een welkomstbonus optie. Bevestig je account via de verificatielink die naar je e-mail wordt gestuurd; dit activeert je 1win login mogelijkheden. Log in met je nieuwe credentials om het dashboard te betreden, waar je persoonlijke gegevens kunt aanvullen voor compliance. Maak een eerste storting via ondersteunde methoden (bijv. bankoverschrijving of e-wallet) om te starten met spelen of 1win bet plaatsen. Belangrijke Kenmerken 1win onderscheidt zich met een uitgebreid aanbod. Voor casino liefhebbers zijn er duizenden slots, tafelspellen en live dealer...
by rtdosen | Jun 8, 2015 | Ryan Dosen Real Estate Articles
Chester County Townships Fare Well in National Ranking By Ryan Dosen The Pennsylvania suburbs, specifically those in Chester County and Montgomery County, rank among the very best places to buy a home in America. The exciting news is brought to us by Niche (http://www.niche.com), a large content start-up that specializes in providing students, families, and professionals with helpful information for choosing a neighborhood, college, or school. Factors for Ranking America’s Suburbs Niche considered 11 different factors when comparing America’s suburbs. The factors receiving the most weight (12.5 percent) were home value to income ratio (the ratio of the median home value to the median family income), median home value, monthly housing cost, monthly housing cost to income ratio, and percentage of residents aged 25-44. Other factors of note included education grade (10 percent), crime and safety grade (7.5 percent), and median effective property tax (percent of the median property taxes paid on homes over the median home value). According to Niche, “a high ranking indicates that a suburb attracts residents with a good housing market where property taxes and housing costs are in line with value.” The Top Suburbs in America Pennsylvania is home to 16 of Niche’s top 60 suburbs and Chester County actually features 5 of Niche’s top 60 suburbs. One of fifty states having over 25 percent of the top places to buy a home is pretty impressive. Even more impressive is the concentration of top spots right here in our backyard. West Conshohocken, Montgomery County, PA (Ranked 1 of 3,238) West Conshohocken, PA is ranked by Niche to be the top...
by rtdosen | Jun 6, 2015 | Uncategorized
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by rtdosen | Jun 1, 2015 | Ryan Dosen Real Estate Articles
Radon: The Silent But Very Manageable Killer By Ryan Dosen Radon gas poses a real, yet easily managed threat to homeowners and homebuyers in Pennsylvania. However, the threats posed by radon gas, as well as the means for dealing with elevated levels of radon gas are often misunderstood by the general public. To help clear up the mysteries surrounding this silent killer, I sat down with local home inspection expert John Kerrigan of Reliable Home Inspection Service. What is Radon? Radon is naturally-occurring, odorless, tasteless gas. The Pennsylvania Citizen’s Guide to Radon states that radon “comes from the natural decay of uranium that is found in nearly all soils. It typically moves up through the ground to the air above and into your home through cracks and other holes in the foundation. ” As radon moves up from the ground into your home, it can get trapped inside, where it can build up over time. Therefore, whether new or old, or with or without a basement, any home may have a radon problem, depending upon the soil upon which it sits. The Environmental Protection Agency (EPA) estimates that radon causes about 21,000 lung cancer deaths per year and recommends remediation if radon levels are 4.0 picocuries per liter (pCi/L) or higher. Sub-4.0 levels are still said by the EPA to pose a risk, and in many cases may be reduced using radon mitigation systems. Testing for Radon If you are buying a home in the State of Pennsylvania, there is a designated section of the standard Agreement of Sale reserved for invoking the right to do a due diligence...
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